diff --git a/apps/mobile/src/features/usage/UsageLimitsPooled.tsx b/apps/mobile/src/features/usage/UsageLimitsPooled.tsx
index 19e7e7e03c6e3..dd663e5fb7f23 100644
--- a/apps/mobile/src/features/usage/UsageLimitsPooled.tsx
+++ b/apps/mobile/src/features/usage/UsageLimitsPooled.tsx
@@ -186,7 +186,7 @@ function PoolWindowCard({
   const inlineLabels = wide && segmentWidth >= 96;
   const inlineReset = wide && segmentWidth >= 150;
   const inlineName = wide && segmentWidth >= 220;
-  const nextRefill = pool.resets.find((reset) => reset.restoresPercent > 0);
+  const nextReset = pool.resets[0];
   const openAccount = (account: LimitAccount) =>
     navigation.navigate("SettingsUsageAccount", {
       accountKey: account.key,
@@ -204,18 +204,25 @@ function PoolWindowCard({
             <Text className="text-3xl font-t3-bold tabular-nums text-foreground">
               {pool.remainingPercent}%
             </Text>
-            <Text className="text-sm text-foreground-muted">left</Text>
+            <Text className="text-sm text-foreground-muted">
+              {pool.members.length > 1 ? "average left" : "left"}
+            </Text>
           </View>
+          {pool.members.length > 1 ? (
+            <Text className="text-xs text-foreground-muted">
+              Across {pool.members.length} accounts
+            </Text>
+          ) : null}
         </View>
         {pool.pace ? (
           <Text className="text-xs text-foreground-tertiary">{PACE_LABEL[pool.pace]}</Text>
         ) : null}
       </View>
       {description ? <Text className="text-xs text-foreground-muted">{description}</Text> : null}
-      {nextRefill ? (
+      {nextReset ? (
         <Text className="text-xs tabular-nums text-foreground-muted">
-          ↻ +{nextRefill.restoresPercent}%{" "}
-          {formatResetsIn(nextRefill.member.window, now)
+          Next account reset{" "}
+          {formatResetsIn(nextReset.member.window, now)
             ?.replace("resets in ", "in ")
             .replace("resets now", "now")}
         </Text>
@@ -602,9 +609,11 @@ export function UsageLimitAccountScreen({ route }: AccountScreenProps) {
                   Even pace: {evenPace}% left by now
                 </Text>
               ) : null}
-              {reset && reset.restoresPercent > 0 ? (
+              {reset && reset.member.refillPercent > 0 ? (
                 <Text className="text-sm text-foreground-muted">
-                  Restores {reset.restoresPercent}% of the pool
+                  After reset:{" "}
+                  {Math.round(Math.min(100, remainingPercent(window) + reset.member.refillPercent))}
+                  % left on this account
                 </Text>
               ) : null}
             </View>
diff --git a/apps/web/src/components/usage/UsageLimitsPooled.browser.test.tsx b/apps/web/src/components/usage/UsageLimitsPooled.browser.test.tsx
index ab114fbbd6f21..a60f0a85025d8 100644
--- a/apps/web/src/components/usage/UsageLimitsPooled.browser.test.tsx
+++ b/apps/web/src/components/usage/UsageLimitsPooled.browser.test.tsx
@@ -2,12 +2,15 @@ import {
   EnvironmentId,
   ProviderDriverKind,
   ProviderInstanceId,
+  UsageLimitSourceId,
   type ServerProvider,
 } from "@t3tools/contracts";
-import { CHATGPT_USAGE_URL } from "@t3tools/shared/usageLimits";
+import { type LimitPresentations, CHATGPT_USAGE_URL } from "@t3tools/shared/usageLimits";
 import { describe, expect, it } from "vite-plus/test";
 
 import { render } from "../../../test/render";
+import { AppAtomRegistryProvider } from "../../rpc/atomRegistry";
+import "../../index.css";
 import { UsageLimitsPooled } from "./UsageLimitsPooled";
 
 const checkedAt = "2026-10-25T16:00:00.000Z";
@@ -63,3 +66,93 @@ describe("UsageLimitsPooled ChatGPT usage card", () => {
       .toBeVisible();
   });
 });
+
+it("keeps the account label and reset summary on a one-account row of a multi-account provider", async () => {
+  const now = Date.parse("2026-10-28T01:00:00.000Z");
+  const checkedAt = new Date(now).toISOString();
+  const driver = ProviderDriverKind.make("codex");
+  const presentations: LimitPresentations = new Map([
+    [
+      EnvironmentId.make("demo"),
+      {
+        entry: { target: { label: "Demo" } },
+        serverConfig: {
+          providers: [],
+          usageLimitSources: [
+            {
+              id: UsageLimitSourceId.make("demo"),
+              kind: "cliproxy",
+              label: "Demo",
+              checkedAt,
+              accounts: [
+                {
+                  id: "session-only",
+                  driver,
+                  usageLimits: {
+                    checkedAt,
+                    windows: [
+                      {
+                        id: "primary",
+                        kind: "session",
+                        label: "Session",
+                        usedPercent: 0,
+                        resetsAt: "2026-10-28T03:55:00.000Z",
+                      },
+                    ],
+                  },
+                },
+                {
+                  id: "later-session",
+                  driver,
+                  usageLimits: {
+                    checkedAt,
+                    windows: [
+                      {
+                        id: "primary",
+                        kind: "session",
+                        label: "Session",
+                        usedPercent: 0.6,
+                        resetsAt: "2026-10-28T05:00:00.000Z",
+                      },
+                    ],
+                  },
+                },
+                {
+                  id: "monthly-only",
+                  driver,
+                  usageLimits: {
+                    checkedAt,
+                    windows: [
+                      {
+                        id: "primary",
+                        kind: "monthly",
+                        label: "Monthly",
+                        usedPercent: 2,
+                        resetsAt: "2026-11-26T18:00:00.000Z",
+                      },
+                    ],
+                  },
+                },
+              ],
+            },
+          ],
+        },
+      },
+    ],
+  ]);
+  const container = document.createElement("div");
+  container.style.width = "1000px";
+  await using screen = await render(
+    <AppAtomRegistryProvider>
+      <UsageLimitsPooled presentations={presentations} now={now} />
+    </AppAtomRegistryProvider>,
+    { container },
+  );
+  await expect.element(screen.getByText("monthly-only", { exact: true }).first()).toBeVisible();
+  await expect.element(screen.getByText("Next account reset in 29d 17h")).toBeVisible();
+  await expect.element(screen.getByText("Next account reset in 2h 55m")).toBeVisible();
+  await expect.element(screen.getByText("average left", { exact: true })).toBeVisible();
+  await expect.element(screen.getByText("Across 2 accounts", { exact: true })).toBeVisible();
+  await screen.getByRole("button", { name: /^later-session: 99% left/ }).click();
+  await expect.element(screen.getByText("100% left on this account")).toBeVisible();
+});
diff --git a/apps/web/src/components/usage/UsageLimitsPooled.tsx b/apps/web/src/components/usage/UsageLimitsPooled.tsx
index e55f5d3857f39..9ce8641ad2bc8 100644
--- a/apps/web/src/components/usage/UsageLimitsPooled.tsx
+++ b/apps/web/src/components/usage/UsageLimitsPooled.tsx
@@ -191,8 +191,11 @@ function SegmentPopover({
           </Row>
         ) : null}
         {timeLeft !== null ? <Row label="Even pace">{timeLeft}% left by now</Row> : null}
-        {reset && reset.restoresPercent > 0 ? (
-          <Row label="Restores">+{reset.restoresPercent}% of pool</Row>
+        {reset && reset.member.refillPercent > 0 ? (
+          <Row label="After reset">
+            {Math.round(Math.min(100, remaining + reset.member.refillPercent))}% left on this
+            account
+          </Row>
         ) : null}
       </div>
       {credits && redeem ? (
@@ -495,10 +498,12 @@ function PoolBar({
   pool,
   color,
   now,
+  providerAccountCount,
 }: {
   readonly pool: LimitPoolWindow;
   readonly color: string;
   readonly now: number;
+  readonly providerAccountCount: number;
 }) {
   const restores = new Map(pool.resets.map((reset) => [reset.member.account.key, reset]));
   return (
@@ -518,7 +523,7 @@ function PoolBar({
               color={color}
               now={now}
               index={position + 1}
-              showAccountName={pool.columns.length > 1}
+              showAccountName={providerAccountCount > 1}
             />
           ) : null,
         )}
@@ -531,16 +536,18 @@ function PoolWindowCard({
   pool,
   color,
   now,
+  providerAccountCount,
   label,
   description,
 }: {
   readonly pool: LimitPoolWindow;
   readonly color: string;
   readonly now: number;
+  readonly providerAccountCount: number;
   readonly label?: string | undefined;
   readonly description?: string | undefined;
 }) {
-  const nextRefill = pool.resets.find((reset) => reset.restoresPercent > 0);
+  const nextReset = pool.resets[0];
   return (
     <div className="grid items-center gap-x-6 gap-y-3 rounded-lg border border-border/60 p-4 md:grid-cols-[11rem_minmax(0,1fr)]">
       <div className="flex flex-col gap-1">
@@ -550,17 +557,23 @@ function PoolWindowCard({
             {pool.remainingPercent}%
           </span>
           <span className="inline-flex items-center gap-2 text-sm text-muted-foreground">
-            <span>left</span>
+            <span>{pool.members.length > 1 ? "average left" : "left"}</span>
             {pool.pace ? <PaceIcon pace={pool.pace} /> : null}
           </span>
         </span>
-        {nextRefill && pool.columns.length > 1 ? (
+        {pool.members.length > 1 ? (
+          <span className="text-xs text-muted-foreground">
+            Across {pool.members.length} accounts
+          </span>
+        ) : null}
+        {nextReset && providerAccountCount > 1 ? (
           <span className="text-xs font-medium text-foreground tabular-nums">
-            ↻ +{nextRefill.restoresPercent}%
+            Next account reset{" "}
+            {formatResetsIn(nextReset.member.window, now)?.replace("resets ", "")}
           </span>
         ) : null}
       </div>
-      <PoolBar pool={pool} color={color} now={now} />
+      <PoolBar pool={pool} color={color} now={now} providerAccountCount={providerAccountCount} />
       {description ? (
         <p className="text-xs text-muted-foreground md:col-span-2">{description}</p>
       ) : null}
@@ -590,6 +603,7 @@ function PoolSection({ pool, now }: { readonly pool: LimitPool; readonly now: nu
           <PoolWindowCard
             key={`${window.kind}:${window.id}`}
             pool={window}
+            providerAccountCount={pool.accounts.length}
             color={color}
             now={now}
             label={details?.label}
diff --git a/docs/user/usage.md b/docs/user/usage.md
index af1fc02352f83..0585e6f20c5d1 100644
--- a/docs/user/usage.md
+++ b/docs/user/usage.md
@@ -90,11 +90,13 @@ the dialog.
 **Usage → Limits** pools every subscription account it can see per provider, so with several Codex
 or Claude accounts across your enabled environments and hubs you read one number per window rather than a
 list. Each window card shows how much of the pool is left and a bar with one segment per account,
-kept in the same column across windows. Accounts are ordered by their next 5-hour refill, soonest
+sharing each row equally among accounts that report that window. The headline is the average
+percentage left across those accounts; each segment shows that account's percentage.
+Accounts are ordered by their next 5-hour refill, soonest
 first. For an account with no weekly quota left, this is when its session becomes usable again.
-The first available window is used when no account reports a 5-hour limit. A gap means the
-account does not report that window. When the provider reports reset times, the card also says
-when the next reset lands and how much it hands back. The hatched
+The first available window is used when no account reports a 5-hour limit. Accounts that do not
+report a window take no space in that row. When the provider reports reset times, the card also says
+when the next account reset lands. The hatched
 part of a segment is what that reset restores. Tap a segment or account row for the account's plan,
 where it is signed in, and its reset time. On web, you can hover too. Codex and Claude accounts
 with banked reset credits show a ticket count and the **Use reset** action in the account details.
diff --git a/packages/shared/src/usageLimits.test.ts b/packages/shared/src/usageLimits.test.ts
index 5da7bc2cc02db..7ce554494d4e2 100644
--- a/packages/shared/src/usageLimits.test.ts
+++ b/packages/shared/src/usageLimits.test.ts
@@ -949,7 +949,7 @@ describe("pooled account columns", () => {
     });
   });
 
-  it("preserves gaps without counting missing windows toward pooled quota", () => {
+  it("fills each row with only accounts reporting that window", () => {
     const [pool] = collectLimitPools(
       [
         account("a", [window]),
@@ -962,14 +962,35 @@ describe("pooled account columns", () => {
       now,
     );
     expect(keys(pool!)).toEqual([
-      ["a", "b", null],
-      [null, "b", "c"],
+      ["a", "b"],
+      ["b", "c"],
     ]);
     expect(pool!.windows[1]!.members.map((member) => member.account.key)).toEqual(["b", "c"]);
     expect(pool!.windows[1]!.remainingPercent).toBe(40);
     expect(pool!.windows[1]!.resets.map((reset) => reset.restoresPercent)).toEqual([40, 20]);
   });
 
+  it("gives two Codex session accounts equal slots and a monthly-only account its own full row", () => {
+    const codex = (key: string, windows: LimitAccount["limits"]["windows"]) => ({
+      ...account(key, windows),
+      driver: ProviderDriverKind.make("codex"),
+    });
+    const [pool] = collectLimitPools(
+      [
+        codex("a", [window, { ...weekly, usedPercent: 90 }]),
+        codex("b", [window, { ...weekly, usedPercent: 100 }]),
+        codex("monthly", [{ ...window, kind: "monthly", usedPercent: 2 }]),
+      ],
+      now,
+    );
+    expect(keys(pool!)).toEqual([["a", "b"], ["a", "b"], ["monthly"]]);
+    expect(pool!.windows[1]!.remainingPercent).toBe(5);
+    expect(pool!.windows[1]!.members.map((member) => 100 - member.window.usedPercent)).toEqual([
+      10, 0,
+    ]);
+    expect(pool!.windows[2]!.remainingPercent).toBe(98);
+  });
+
   it("falls back to weekly resets when no account reports a session", () => {
     const [pool] = collectLimitPools(
       [
diff --git a/packages/shared/src/usageLimits.ts b/packages/shared/src/usageLimits.ts
index 3dca207a2efb7..deb28f802d155 100644
--- a/packages/shared/src/usageLimits.ts
+++ b/packages/shared/src/usageLimits.ts
@@ -550,7 +550,6 @@ function poolWindows(accounts: readonly LimitAccount[], now: number): readonly L
     }
   }
   const pools = [...byKey].map(([key, members]): LimitPoolWindow => {
-    const memberByAccount = new Map(members.map((member) => [member.account.key, member]));
     const first = members[0]!.window;
     const id = members[0]!.account.driver === "codex" ? key : first.id;
     const usedPercent = members.reduce((sum, m) => sum + m.window.usedPercent, 0) / members.length;
@@ -581,9 +580,7 @@ function poolWindows(accounts: readonly LimitAccount[], now: number): readonly L
       kind: first.kind,
       label: first.label,
       members,
-      columns: accounts.map(
-        (account) => memberByAccount.get(account.key) ?? { account, window: null },
-      ),
+      columns: members,
       usedPercent: Math.round(usedPercent),
       remainingPercent: Math.round(100 - usedPercent),
       pace: meanElapsed === null ? null : paceOfShares(timedUsed, meanElapsed),